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Frequently Asked Questions                  Online Request For Quote

YOU CAN CASH IN EIGHT YEARS
OF PENSION PAYMENTS

  If you have more than one pension, or a pension with other forms of income and would like to receive cash now for your next eight years of payments to meet current financial needs, then you have come to the right place.

The major investor in this field will only purchase exactly eight years of future payments. There are some other investors that will purchase as little as one year but their money is so expensive we choose not to deal with them.

Obviously, the future payments will be discounted back to present values to reflect the time value of money. This is much like a lottery where if you choose the cash value you only receive approximately 50% of the advertised value which assumed annual payments for 25 years. (See Frequently Asked Questions to get an idea of how much you might receive for your payments.

This product is especially useful for senior citizens that have adequate current income from other sources and would like some cash now to purchase or do something while they still have time to enjoy it.

The other group of people that frequently use this service are those that have retired from military or government positions at a relatively young age and have lucrative second jobs but would like to have more cash now for current needs.

This product does require a reasonable credit rating. It does not have to be perfect or even as high as the national average, but it must not have any bankruptcies within the last two years or a lot of late payments. If you are not sure about your credit rating go to the Frequently Asked Question and click on question #4 and you can get a free estimate of your credit rating and even your actual FICO score for only $12.95. This FICO score has become so important that even those with good credit ratings should check on it periodically just to make sure there have been no significant changes.

You can submit an application to determine whether or not you qualify and to receive an estimate on how much eight years of your pension payments would be worth by calling (800) 480-3928 or by completing our simple Online Application.

 
Frequently Asked Questions                  Online Request For Quote